1. Insurance Regulation
11.5% of the examIdentify weak areas and improve with focused review.
Start PracticingPass your MI L&H certification
Free MI L&H Practice Test
Pass the Michigan Life, Accident and Health Producer exam with confidence.
Start with a free MI L&H practice test and build exam-ready confidence for the Michigan Life, Accident and Health Producer exam.
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1000+MI L&H Questions
15Exam Domains
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2026Updated
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Everything your MI L&H certification prep needs
Practice expert-vetted questions, find your weak domains, and turn every mistake into a focused review plan.
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Every question is reviewed by an experienced MI L&H professional for clarity, accuracy and practical exam relevance.
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Domain analytics show which parts of the exam blueprint are holding you back.
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Missed questions become a review list, so nervous guessing turns into focused repetition.
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Study by domain
Practice the MI L&H exam by domain
2. General Insurance
10% of the examIdentify weak areas and improve with focused review.
Start Practicing3. Life Insurance Basics
10% of the examIdentify weak areas and improve with focused review.
Start Practicing4. Life Insurance Policies
5% of the examIdentify weak areas and improve with focused review.
Start Practicing5. Life Insurance Policy Provisions, Options, and Riders
10% of the examIdentify weak areas and improve with focused review.
Start Practicing6. Annuities
4% of the examIdentify weak areas and improve with focused review.
Start Practicing7. Federal Tax Considerations for Life Insurance, Annuities, and Qualified Plans
3.5% of the examIdentify weak areas and improve with focused review.
Start Practicing8. Accident and Health Insurance Basics
10% of the examIdentify weak areas and improve with focused review.
Start Practicing9. Individual Accident and Health Insurance Policy General Provisions
5% of the examIdentify weak areas and improve with focused review.
Start Practicing10. Disability Income and Related Insurance
5.5% of the examIdentify weak areas and improve with focused review.
Start Practicing11. Medical Plans
9% of the examIdentify weak areas and improve with focused review.
Start Practicing12. Group Health Insurance
5% of the examIdentify weak areas and improve with focused review.
Start Practicing13. Dental Insurance
1.5% of the examIdentify weak areas and improve with focused review.
Start Practicing14. Health Insurance for Senior Citizens and Special Needs Individuals
8% of the examIdentify weak areas and improve with focused review.
Start Practicing15. Federal Tax Considerations for Health Insurance
2% of the examIdentify weak areas and improve with focused review.
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Frequently asked questions
Straight answers about the MI L&H exam, the questions, pricing, the free trial, and how this fits your prep.
The MI L&H exam spans 15 domains - Insurance Regulation (11.5%), General Insurance (10%), Life Insurance Basics (10%), Life Insurance Policies (5%), Life Insurance Policy Provisions, Options, and Riders (10%), Annuities (4%), Federal Tax Considerations for Life Insurance, Annuities, and Qualified Plans (3.5%), Accident and Health Insurance Basics (10%), Individual Accident and Health Insurance Policy General Provisions (5%), Disability Income and Related Insurance (5.5%), Medical Plans (9%), Group Health Insurance (5%), Dental Insurance (1.5%), Health Insurance for Senior Citizens and Special Needs Individuals (8%), and Federal Tax Considerations for Health Insurance (2%). Every practice question maps to one of them, so you train on exactly what's tested.
The Michigan Life, Accident and Health Producer (MI L&H) exam has 150 questions and is completed in 2 hours 30 minutes. Our timed practice tests mirror that length and pacing, so exam day feels familiar.
No - and that matters. These are original practice questions written to mirror the style, difficulty, and domain coverage of the MI L&H exam blueprint. We never distribute actual exam content, so practicing here keeps you fully compliant with official exam policies.
No. MI L&H Exam Prep is an independent study resource for Michigan Life, Accident and Health Producer (MI L&H). It is not affiliated with, sponsored by, or endorsed by the official certifying body or exam administrator.
Every paid plan unlocks the full bank of 1,000+ practice questions covering all 15 MI L&H domains - Insurance Regulation (11.5%), General Insurance (10%), Life Insurance Basics (10%), Life Insurance Policies (5%), Life Insurance Policy Provisions, Options, and Riders (10%), Annuities (4%), Federal Tax Considerations for Life Insurance, Annuities, and Qualified Plans (3.5%), Accident and Health Insurance Basics (10%), Individual Accident and Health Insurance Policy General Provisions (5%), Disability Income and Related Insurance (5.5%), Medical Plans (9%), Group Health Insurance (5%), Dental Insurance (1.5%), Health Insurance for Senior Citizens and Special Needs Individuals (8%), and Federal Tax Considerations for Health Insurance (2%). You can practice the whole bank, filter by domain, or run a timed, domain-balanced exam simulation.
Yes - the bank is maintained against the current exam outline, and questions are revised when the exam changes.
No honest practice platform can guarantee a pass. What realistic practice does is show you - before exam day - exactly which domains are weak, and give you the repetitions to fix them. That's the difference between hoping you're ready and knowing where you stand.
Yes. You get 10 free sample questions with instant feedback - no credit card and no account required.
The free sample shows you the question quality. Paid plans unlock the full 1,000+ question bank, exam-style practice modes, mistake review, and - on Fast Track and Pass Confidence - progress analytics that show your readiness by domain.
No. Every plan is a single one-time payment for a fixed access window - 48 hours, 7 days, or 6 weeks. There is no auto-renewal and no recurring billing.
Match it to your exam date: Final Review (2 days) for an exam in the next day or two, Fast Track (7 days) for an exam this week, Pass Confidence (6 weeks) for a structured run-up.
For most countries, the price you see is exactly what you pay - tax is already included. Where local law requires it to be added separately, it's shown clearly at checkout before you pay, so there are never any surprise fees.
Access is instant after payment and runs for your plan's full window from that moment. When the window ends, your local progress stays on your device - you can buy another window any time and pick up where you left off.
Yes - the whole platform is mobile-first: practice, mistake review, and analytics all work on any phone, tablet, or laptop with a browser. Nothing to install.
Every answer feeds your per-domain accuracy, readiness score, and weak-area list. Instead of re-reading everything, you drill the domains that are actually costing you points - that's what moves a score in days, not months.
Chat with us any time - the 24/7 support chat in the corner of every page gives instant answers about plans, access, and billing. Prefer email? The contact link is in the footer. Payments are processed securely by Stripe, and active customers can download an invoice from their profile page.
Make sure you're signed in with the same email you used at checkout - access activates within a minute of payment. If it still doesn't appear, email us from the contact link in the footer and it'll be sorted out.
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Trusted by MI L&H candidates
Real feedback from MI L&H candidates on Reddit.
"put this off for like 3 weeks then panicked. the practice questions on michiganlifeexam.com were basically what showed up on the real thing, especially the insurance regulation stuff. passed first try, still kinda shocked."
"wasnt sure a random site would actually help but the mistake review feature saved me. i kept missing the same policy provisions and riders questions over and over and it showed me exactly where i was weak instead of just giving a score."
"took me two attempts on my own before i found this. did the full length mock exams a few times and my timing got alot better, i wasnt rushing thru the last 30 questions anymore. passed with room to spare this time."