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MI L&H practice questions - frequently asked questions

Plain answers about how MI L&H Exam Prep works: the exam, the questions, pricing, the free trial, and what you actually get.

No - and you should be wary of any site claiming otherwise. Every question here is original, written to mirror the style, difficulty, and judgment the real MI L&H exam tests. Each one comes with a plain-language explanation of why the right answer is right and the others aren't.

The MI L&H exam spans 15 domains: Insurance Regulation (11.5% of the exam); General Insurance (10% of the exam); Life Insurance Basics (10% of the exam); Life Insurance Policies (5% of the exam); Life Insurance Policy Provisions, Options, and Riders (10% of the exam); Annuities (4% of the exam); Federal Tax Considerations for Life Insurance, Annuities, and Qualified Plans (3.5% of the exam); Accident and Health Insurance Basics (10% of the exam); Individual Accident and Health Insurance Policy General Provisions (5% of the exam); Disability Income and Related Insurance (5.5% of the exam); Medical Plans (9% of the exam); Group Health Insurance (5% of the exam); Dental Insurance (1.5% of the exam); Health Insurance for Senior Citizens and Special Needs Individuals (8% of the exam); Federal Tax Considerations for Health Insurance (2% of the exam). Every practice question on this site is tagged to one of these domains.

The domains are not weighted equally on the exam. By share of the marks: Insurance Regulation 11.5%; General Insurance 10%; Life Insurance Basics 10%; Life Insurance Policy Provisions, Options, and Riders 10%; Accident and Health Insurance Basics 10%; Medical Plans 9%; Health Insurance for Senior Citizens and Special Needs Individuals 8%; Disability Income and Related Insurance 5.5%; Life Insurance Policies 5%; Individual Accident and Health Insurance Policy General Provisions 5%; Group Health Insurance 5%; Annuities 4%; Federal Tax Considerations for Life Insurance, Annuities, and Qualified Plans 3.5%; Federal Tax Considerations for Health Insurance 2%; Dental Insurance 1.5%.

The MI L&H exam has 150 questions and is completed in 2 hours 30 minutes. Our timed practice mirrors that length and pacing, so exam day feels familiar.

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